Patricia Robbins | Central Vermont Mortgage

YEAR FIXED

3.125%| 3.312% APR

Low payments
that never change

YEAR FHA

2.625% | 4.248% APR

Stable monthly payment
with less money down

YEAR FIXED

2.500% |2.836% APR

Stable monthly payment on a shorter term saving thousands in interest

USDA FIXED

3.00% |3.779% APR

Low payments
that never change

YEAR VA

2.625% |3.014% APR

Low fixed rate benefit for members of the military

Rates current as of 11/30/2021, 9:00 AM EST

GET PREAPPROVED

OUR MORTGAGE LOAN PROCESS

1: Pre-Approval

A loan pre-approval sets you up for a smooth home buying experience.

2: Shop

At this stage, it’s a good idea to start working with a real estate agent and viewing homes.

3: Loan Application

A few documents are needed to get a loan file through underwriting.

4: Loan Processing

Assemble all the necessary paperwork and details for the underwriter.

5: Underwriting

They closely evaluate all the documentation prepared by the loan processor in the loan package.

6: Closing

Documents are drawn and sent to the title company where the closing meeting takes place.

ABOUT OUR COMPANY

Welcome to Central Vermont Mortgage. Patricia Jane Robbins, Mortgage Broker and owner of Central Vermont Mortgage is excited to guide you through the home buying process. Maybe you already own a home and are looking to refinance to get a better rate and term or possibly to get cash out of your mortgage for home improvements. Patricia is ready to guide you through the mortgage process, you can apply in person at her office in Barre, VT or if it’s easier you can schedule a phone application. Short on time? Our website has an online application that will allow you to fill out an online application when it fits your schedule best. Thank you for visiting our website. Please give me a call if you need assistance. 802-476-0476

HAPPY CUSTOMERS

I have refinanced a number of times with Central Vermont Mortgage. Every time, my wife and I have been treated fairly, honestly, and with great respect! They are the best!

David S.

Our purchase was time sensitive and Central Vermont Mortgage worked to not only meet the deadline, but closed a week early! They worked to predict potential hold-ups so they could be prevented. Central Vermont Mortgage performed every task required of them for our home loan quickly and accurately. There are nothing but positives to be said about them.

Joseph R.

I chose to work with Central Vermont Mortgage because of strong referrals offered a great mortgage rate and gave straightforward, honest advice. I had an excellent experience working with them.

Shannon W.